{"id":5880,"date":"2024-07-05T10:21:26","date_gmt":"2024-07-05T13:21:26","guid":{"rendered":"https:\/\/feittinf.org.br\/?p=5880"},"modified":"2025-01-29T16:10:51","modified_gmt":"2025-01-29T19:10:51","slug":"pix-por-aproximacao-2025-banco-central","status":"publish","type":"post","link":"https:\/\/homolog.fenati.org.br\/en\/pix-por-aproximacao-2025-banco-central\/","title":{"rendered":"Pix por aproxima\u00e7\u00e3o ser\u00e1 lan\u00e7ado em 2025, prev\u00ea BC"},"content":{"rendered":"<p>O Pix por aproxima\u00e7\u00e3o j\u00e1 tem previs\u00e3o de lan\u00e7amento: fevereiro de 2025. A estimativa foi divulgada em uma coletiva do Banco Central (<a href=\"https:\/\/pt.wikipedia.org\/wiki\/Banco_Central_do_Brasil\" target=\"_blank\" rel=\"noopener\">BC<\/a>) nesta quinta-feira (04) para anunciar as novas regras do Open Finance para viabilizar a funcionalidade e garantir mais comodidade em transa\u00e7\u00f5es online.<\/p>\n<p>Entre os objetivos da atualiza\u00e7\u00e3o, est\u00e1 a simplifica\u00e7\u00e3o da jornada de inicia\u00e7\u00e3o de pagamentos com o Pix. Os ajustes garantem uma melhoria na experi\u00eancia, como fazer as transa\u00e7\u00f5es em terminais compat\u00edveis com pagamento por aproxima\u00e7\u00e3o atrav\u00e9s de carteiras digitais, como o Apple Pay, Carteira do Google e Samsung Wallet.<\/p>\n<p><a href=\"https:\/\/feittinf.org.br\/festivais-shows-arraia-ferias-de-julho\/\" target=\"_blank\" rel=\"noopener\"><strong>LEIA: Festivais gastron\u00f4micos, shows e arrai\u00e1: aproveite as f\u00e9rias de julho na praia!<\/strong><\/a><\/p>\n<blockquote><p><strong>Dessa forma, os correntistas n\u00e3o dependem exclusivamente de um cart\u00e3o de d\u00e9bito ou cr\u00e9dito para fazer os pagamentos por aproxima\u00e7\u00e3o. Basta ter uma conta habilitada em uma carteira digital para transferir o dinheiro da conta corrente para o estabelecimento comercial via Pix, por exemplo.<\/strong><\/p><\/blockquote>\n<p>Al\u00e9m disso, os clientes das institui\u00e7\u00f5es financeiras n\u00e3o precisam usar apenas a leitura de QR Code ou digitar a chave toda vez que for concluir uma compra. Se o utilizador preferir, \u00e9 s\u00f3 encostar o celular no terminal de pagamento para fazer a transa\u00e7\u00e3o.<\/p>\n<p>Durante a coletiva, o Banco Central informou que a implanta\u00e7\u00e3o da Jornada de Pagamentos Sem Redirecionamento (JSR) ser\u00e1 realizada em etapas, a come\u00e7ar pela divulga\u00e7\u00e3o das regras detalhadas ainda neste m\u00eas. Confira o cronograma:<\/p>\n<ul>\n<li>Previs\u00e3o na regulamenta\u00e7\u00e3o: 4 de julho de 2024<\/li>\n<li>Regulamenta\u00e7\u00e3o espec\u00edfica da JSR: 31 de julho de 2024<\/li>\n<li>Testes em produ\u00e7\u00e3o: 14 de novembro de 2024<\/li>\n<li>Lan\u00e7amento: 28 de fevereiro de 2025<\/li>\n<\/ul>\n<p>Cabe ressaltar que o cronograma pode ser alterado no futuro se houver algum contratempo no desenvolvimento da solu\u00e7\u00e3o. \u00c9 o caso do Drex que, apesar de ser um dos grandes focos do BCB atualmente, pode ter o lan\u00e7amento atrasado.<\/p>\n<p>A atualiza\u00e7\u00e3o das regras abrange outros objetivos, como a amplia\u00e7\u00e3o do escopo de institui\u00e7\u00f5es que participam do Open Finance. Nesse caso, o BCB espera expandir a base de potenciais clientes atendidos pela solu\u00e7\u00e3o de 75% para 95% do sistema financeiro nacional.<\/p>\n<p><em><strong>(Fonte: CanalTech)<\/strong><\/em><br \/>\n<em><strong>(Foto: Reprodui\u00e7\u00e3o\/Freepik)<\/strong><\/em><\/p>","protected":false},"excerpt":{"rendered":"<p>Brasileiros n\u00e3o v\u00e3o mais depender exclusivamente de um cart\u00e3o de d\u00e9bito ou cr\u00e9dito para fazer os pagamentos por aproxima\u00e7\u00e3o<\/p>","protected":false},"author":4,"featured_media":7378,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42],"tags":[13],"class_list":["post-5880","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-sindical"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pix por aproxima\u00e7\u00e3o ser\u00e1 lan\u00e7ado em 2025, prev\u00ea BC - 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