{"id":7578,"date":"2025-02-10T16:33:53","date_gmt":"2025-02-10T19:33:53","guid":{"rendered":"https:\/\/fenati.org.br\/?p=7578"},"modified":"2025-02-11T10:48:36","modified_gmt":"2025-02-11T13:48:36","slug":"bancos-publicos-oferecer-emprestimo-consignado-clt","status":"publish","type":"post","link":"https:\/\/homolog.fenati.org.br\/en\/bancos-publicos-oferecer-emprestimo-consignado-clt\/","title":{"rendered":"Bancos p\u00fablicos v\u00e3o oferecer empr\u00e9stimo consignado para CLT"},"content":{"rendered":"<p><strong>Empr\u00e9stimo consignado &#8211;<\/strong> A nova modalidade de empr\u00e9stimo (consignado privado) est\u00e1 pr\u00f3xima do lan\u00e7amento e a pedido dos bancos privados, n\u00e3o haver\u00e1 exig\u00eancia de teto de juros, diferente da modalidade para o <a href=\"https:\/\/pt.wikipedia.org\/wiki\/Instituto_Nacional_do_Seguro_Social\" target=\"_blank\" rel=\"noopener\">INSS<\/a>. No entanto, o governo espera que o Banco do Brasil e a Caixa trabalhem para incentivar taxas menores.<\/p>\n<p>O p\u00fablico-alvo da modalidade s\u00e3o os trabalhadores da iniciativa privada com carteira assinada e se espera uma forte disputa entre os bancos p\u00fablicos e privados para oferecer o servi\u00e7o com as menores taxas de juros.<\/p>\n<p><a href=\"https:\/\/fenati.org.br\/palantir-dispara-bolsa-amplia-influencia-governo-eua\/\" target=\"_blank\" rel=\"noopener\"><strong>LEIA: Palantir dispara na Bolsa e amplia influ\u00eancia no governo dos EUA<\/strong><\/a><\/p>\n<p>O setor banc\u00e1rio prev\u00ea um forte impacto no mercado e aumento de R$80 para 120 bilh\u00f5es na carteira de cr\u00e9dito consignado privado. A medida acontece justamente no momento do pa\u00eds em que o Banco Central aumenta os juros com objetivo de controlar a infla\u00e7\u00e3o, elevando a taxa Selic para 13,25%.<\/p>\n<p>A expectativa \u00e9 que a implanta\u00e7\u00e3o do novo modelo n\u00e3o seja demorada, pois ela est\u00e1 no foco do Banco Central como uma medida que dever\u00e1 ajudar no controle da infla\u00e7\u00e3o e contribuir para o aumento do PIB.<\/p>\n<p>Defensores da medida acreditam que o cr\u00e9dito consignado privado vai reduzir o custo dos empr\u00e9stimos e, consequentemente, o risco, tendo como garantia o sal\u00e1rio do trabalhador.<\/p>\n<p><em><strong>(Com informa\u00e7\u00f5es de Folha de S. Paulo)<\/strong><\/em><br \/>\n<em><strong>(Foto: Reprodu\u00e7\u00e3o\/Freepik\/jcomp)<\/strong><\/em><\/p>","protected":false},"excerpt":{"rendered":"<p>Planejamento do governo prev\u00ea atua\u00e7\u00e3o de bancos p\u00fablicos na oferta de cr\u00e9dito atrav\u00e9s de empr\u00e9stimo consignado privado<\/p>","protected":false},"author":10,"featured_media":7579,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42],"tags":[13],"class_list":["post-7578","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-sindical"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bancos p\u00fablicos v\u00e3o oferecer empr\u00e9stimo consignado para CLT - FENATI<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bancos p\u00fablicos v\u00e3o oferecer empr\u00e9stimo consignado para CLT - FENATI\" \/>\n<meta property=\"og:description\" content=\"Planejamento do governo prev\u00ea atua\u00e7\u00e3o de bancos p\u00fablicos na oferta de cr\u00e9dito atrav\u00e9s de empr\u00e9stimo consignado privado\" \/>\n<meta property=\"og:url\" content=\"https:\/\/homolog.fenati.org.br\/en\/bancos-publicos-oferecer-emprestimo-consignado-clt\/\" \/>\n<meta property=\"og:site_name\" content=\"FENATI\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/feittinf\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-10T19:33:53+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-11T13:48:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/homolog.fenati.org.br\/wp-content\/uploads\/2025\/02\/design-sem-nome-54.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Julia Stoever\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@FederacaoTiBR\" \/>\n<meta name=\"twitter:site\" content=\"@FederacaoTiBR\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Julia Stoever\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/homolog.fenati.org.br\\\/bancos-publicos-oferecer-emprestimo-consignado-clt\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/homolog.fenati.org.br\\\/bancos-publicos-oferecer-emprestimo-consignado-clt\\\/\"},\"author\":{\"name\":\"Julia Stoever\",\"@id\":\"https:\\\/\\\/homolog.fenati.org.br\\\/#\\\/schema\\\/person\\\/5b0800dda1ad08bac67cec5eacddc965\"},\"headline\":\"Bancos p\u00fablicos v\u00e3o oferecer empr\u00e9stimo consignado para CLT\",\"datePublished\":\"2025-02-10T19:33:53+00:00\",\"dateModified\":\"2025-02-11T13:48:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/homolog.fenati.org.br\\\/bancos-publicos-oferecer-emprestimo-consignado-clt\\\/\"},\"wordCount\":254,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/homolog.fenati.org.br\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/homolog.fenati.org.br\\\/bancos-publicos-oferecer-emprestimo-consignado-clt\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/homolog.fenati.org.br\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/design-sem-nome-54.jpg\",\"keywords\":[\"sindical\"],\"articleSection\":[\"Not\u00edcias\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/homolog.fenati.org.br\\\/bancos-publicos-oferecer-emprestimo-consignado-clt\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/homolog.fenati.org.br\\\/bancos-publicos-oferecer-emprestimo-consignado-clt\\\/\",\"url\":\"https:\\\/\\\/homolog.fenati.org.br\\\/bancos-publicos-oferecer-emprestimo-consignado-clt\\\/\",\"name\":\"Bancos p\u00fablicos v\u00e3o oferecer empr\u00e9stimo consignado para CLT - 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